Bill has over 23 years of experience in the financial services industry. Before founding Prosim Financial Group Inc. in 2014, Bill worked for many years with London Life and Freedom 55 Financial. As well, Bill had the privilege of being mentored by insurance legend Bob McMahon. Bill volunteered for several years on the Board of the St. Catharines General Hospital and spent many years volunteering for the Community Leaders Foundation.
Prior to entering the financial services industry, Bill was Vice-President of a well-established, multi-generational family business in the Niagara Region. Operating a successful business provided Bill with the unique experience of having dealt with Financial Advisors as a Business Owner, and then being a Financial Advisor. It was the 10 years of “sitting on the other side of the table” that was invaluable in instilling the philosophy that, “as brokers, we work only for you, our clients, and must always have your best interests in mind”. This ideology is at the forefront when building strong trust-based relationships with our clients.
Bill is adept at dealing with all aspects of the financial services industry. He specializes in Group Benefits and Retirement Planning, as well as Family Business Succession and Estate Planning.
Kevin has over 30 years of Financial Services experience with London Life, Freedom 55 Financial and Canada Life. He has served in a leadership role in multiple directorships for the past 25 years. Throughout Kevin’s management tenure, he developed and coached Financial Advisors, as well as maintained strong relationships with his clients. As a result of his facility in developing relationships, he is well respected by both staff and clients alike. In 2021, Kevin became the President and Founder of KGP Wealth Management and partnered with Prosim Financial Group as a Managing Partner with long-time friend and business associate Bill Morrison. Kevin offers personalized financial solutions and specializes in Wealth Management, Life Insurance strategies, as well as Group Benefits and Pension planning.
Michael was born and raised in St. Catharines, Ontario. He graduated from Laurentian University with a Bachelor of Business Administration (hons.), where he was also a member of the varsity rowing team. With nearly 10 years of work experience in the financial services industry, Michael joined the Prosim Financial team in 2021 after working at one of Canada's ‘Big 5’ banks. Michael excels at establishing strong relationships while helping clients feel confident about their full financial picture. Michael specializes in dealing with all aspects of financial services including Wealth Management, Insurance Planning and Group Benefits.
Pilling Financial and Insurance Services is proudly based in the Niagara Region where John was born and raised. It’s never too early or too late to start planning for the future. Whether you are looking to protect and grow your business, or family, John and his dedicated team are ready to develop and monitor a tailor-made wealth management plan to fit your life.
John has over 22 years experience helping Niagara families and business owners navigate their ever-changing financial services needs. He specializes in the pension market and many of his clients are near retirees or early retirees who have just come out of a group pension plan and are entering their early retirement phase that can be both exciting and daunting.
John is well versed in group pensions, group registered retirement savings plans (RRSPs), employee benefit plans, and individual and corporate financial and insurance planning. He would welcome the opportunity to review your financial plan for a no fee/no obligation consultation.
John and his family live in beautiful Port Dalhousie, in St. Catharines, Ontario quietly nestled on Martindale Pond, home of the world championship Henley Rowing course. He has been happily married to Audrey for 22 years, and they are proud parents to Jenneke, a business student and varsity basketball player at Brock University and Peter, an OFSAA volleyball champion, who starts Automation Eng, at McMaster University in the Fall of 2021. John is an active tennis player, has coached basketball and badminton at Eden High Sschool and the Ontario Juel league, and is Chairman of the St. Catharines Standard High School basketball tournament that is one of the longest running tournaments in Ontario, and has provided bursaries to post-secondary education for over 120 student athletes.
Janice Fralick is an experienced and well-rounded financial advisor formerly with London Life/Canada Life and is now proud to bring her expertise to Prosim Financial.
With a genuine passion for helping families prosper, Janice is committed to providing tailored guidance—whether clients are budgeting to purchase their first home, saving for children’s post-secondary education or planning for their own retirement.
Her unique background combines a rewarding career as a secondary school teacher with over 40 years as a professional musician in the Niagara region. This diverse experience enriches her approach to financial planning, blending clear insights with a creative and holistic perspective.
At Prosim Financial, Janice advocates well-rounded strategies that balance debt management with effective savings. Her commitment ensures that clients of all ages and stages of life receive advice that is as comprehensive as it is compassionate.
With over a decade of experience leading sales and business operations in Canada, Cody has built a strong reputation for integrity, dedication, and client-focused service. As the Canadian Sales Director for Trackman A/S, he spent 11 years overseeing national operations, developing lasting relationships, and helping businesses succeed through innovative solutions.
Now, as a Financial Advisor with Prosim Financial Group, he applies that same passion and expertise to helping individuals and families navigate their investment and insurance needs. His approach is rooted in providing clear, strategic financial guidance that empowers clients to build a secure and prosperous future.
At home, Cody is a devoted husband and father to his wife Stephanie and their daughters, Emma and Ivy. When he’s not at the office he will likely be found with his family shuttling between extracurricular activities, going for hikes on the escarpment, or dancing in the living room.
Committed to continuous learning and always putting clients first, Cody is dedicated to being the best advisor possible. He believes that success comes from hard work, trust, and delivering real value. Those looking for a knowledgeable and dependable partner in their financial journey will find in him an advisor who is fully invested in their success.
